Employment Practices Liability Insurance—Is It Worth It?


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Navigating the nuances of hiring and firing employees can be tricky business. You may make a mistake and be exposed to liability. You may do everything right yet still be sued. Employers have the option to deal with the risks by purchasing an insurance product called employment practices liability insurance (EPLI). Like any insurance product, EPLI contains distinct advantages and disadvantages.


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What You Should Know About EPLI

EPLI policies generally require an insurance company to pay defense costs for certain types of claims filed by employees as well as any judgments entered against the employer. But coverage under EPLI is often limited.

EPLI policies…


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